NPS is an excellent market-linked retirement tool. Contributions are deductible under Section 80C and 80CCD(1B) (additional ₹50,000 deduction). At age 60, up to 60% of the corpus is tax-free lumpsum withdrawal.
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NPS Calculator
Calculate pension values and lump sum payouts from the National Pension System.
NPS Calculator
Maturity Projections
Total Maturity Corpus₹0
Estimated Monthly Pension₹0 / month
Tax-Free 60% Cashout₹0
Annuity Re-Invest (40%)₹0
Frequently Asked Questions (FAQ)
How much of my NPS corpus can I withdraw tax-free at retirement?+
What tax benefits does NPS offer?+
Can I choose how my NPS money is invested?+
What Is the NPS Calculator?
Estimate your National Pension Scheme (NPS) maturity corpus, monthly pension, and lump sum payout based on your monthly contributions and expected annuity rates.
How to Use This Calculator
- Step 1: Enter your Monthly Investment
- Step 2: Enter your Current Age
- Step 3: Enter your Expected Return Rate (%)
- Step 4: Enter your Annuity Allocation (%)
- Step 5: Enter your Expected Annuity Rate (%)
- Step 6: Review the instant results and the visual breakdown chart below
- Step 7: Adjust any value to compare scenarios, and download the full report as a PDF
Example Calculation: Typical Inputs for the NPS Calculator
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Monthly Investment | ₹10,000 |
| Current Age | 30 |
| Expected Return Rate (%) | 10% |
| Annuity Allocation (%) | 40% |
| Expected Annuity Rate (%) | 6% |
National Pension System: Retirement & Pension Breakup
Mathematical Formula:
Compounds monthly; minimum 40% maturity corpus must buy an annuity plan