NPS is an excellent market-linked retirement tool. Contributions are deductible under Section 80C and 80CCD(1B) (additional ₹50,000 deduction). At age 60, up to 60% of the corpus is tax-free lumpsum withdrawal.
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NPS Calculator
Calculate pension values and lump sum payouts from the National Pension System.
NPS Calculator
Maturity Projections
Total Maturity Corpus₹0
Estimated Monthly Pension₹0 / month
Tax-Free 60% Cashout₹0
Annuity Re-Invest (40%)₹0
What is a NPS Calculator?
Estimate your National Pension Scheme (NPS) maturity corpus, monthly pension, and lump sum payout based on your monthly contributions and expected annuity rates.
How to Use This Calculator
- Enter your primary figure—such as your gross salary, product price, or target investment amount—into the base input field.
- Adjust the sliders or type numbers directly into the fields to specify parameters like interest rates and tenure duration.
- Enter any additional applicable values, such as tax-saving deductions, extra fees, or custom contribution percentages.
- Review the instant breakdown results, evaluate the visual compounding charts, and download the full breakdown as a PDF report.
Example Calculation: Compounding Investment Example
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Investment Style | Monthly SIP |
| Monthly Contribution | ₹10,000 |
| Expected Return Rate | 12% per annum |
| Duration Period | 15 Years |
| Total Maturity Value | ₹50,45,760 |
National Pension System: Retirement & Pension Breakup
Mathematical Formula:
Compounds monthly; minimum 40% maturity corpus must buy an annuity plan