PPF is a government-backed savings scheme with EEE (Exempt-Exempt-Exempt) tax status. Interest is calculated on the minimum balance between the 5th and the end of each month.
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/PPF Calculator (India)
PPF Calculator (India)
Estimate maturity wealth and tax-free interest for the Indian Public Provident Fund.
PPF Calculator (India)
Maturity Projections
Future Wealth Value₹0
Invested Principal₹0
Returns Earned₹0
Frequently Asked Questions (FAQ)
Can I invest more than 1.5 Lakhs per year in PPF?+
What is a PPF Calculator (India)?
Calculate your Public Provident Fund (PPF) maturity balance and total interest earned. Track the tax-free growth of your long-term savings under Indian government rules.
How to Use This Calculator
- Enter your primary figure—such as your gross salary, product price, or target investment amount—into the base input field.
- Adjust the sliders or type numbers directly into the fields to specify parameters like interest rates and tenure duration.
- Enter any additional applicable values, such as tax-saving deductions, extra fees, or custom contribution percentages.
- Review the instant breakdown results, evaluate the visual compounding charts, and download the full breakdown as a PDF report.
Example Calculation: Compounding Investment Example
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Investment Style | Monthly SIP |
| Monthly Contribution | ₹10,000 |
| Expected Return Rate | 12% per annum |
| Duration Period | 15 Years |
| Total Maturity Value | ₹50,45,760 |
Public Provident Fund Rules & Compounding
Mathematical Formula:
PPF compounding is computed monthly and credited annually (fixed interest 7.1%)