An RD enables fixed monthly savings with guaranteed returns, compounding quarterly in Indian bank rules.
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/Recurring Deposit (RD) Calculator
Recurring Deposit (RD) Calculator
Calculate interest and returns on monthly recurring deposits in banks.
Recurring Deposit (RD) Calculator
Maturity Projections
Future Wealth Value₹0
Invested Principal₹0
Returns Earned₹0
Frequently Asked Questions (FAQ)
How is RD interest calculated?+
What happens if I miss an RD instalment?+
Is RD interest taxable like FD interest?+
What Is the Recurring Deposit (RD) Calculator?
Calculate the maturity amount of your Recurring Deposit (RD). Enter your monthly savings, interest rate, and tenure to see your final maturity amount and total interest earned.
How to Use This Calculator
- Step 1: Enter your Monthly Investment
- Step 2: Enter your Annual Interest/Return Rate (%)
- Step 3: Enter your Tenure (Years)
- Step 4: Review the instant results and the visual breakdown chart below
- Step 5: Adjust any value to compare scenarios, and download the full report as a PDF
Example Calculation: Typical Inputs for the Recurring Deposit (RD) Calculator
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Monthly Investment | ₹5,000 |
| Annual Interest/Return Rate (%) | 6.8% |
| Tenure (Years) | 3 |
RD Calculations & Compounding
Mathematical Formula:
Maturity Amount = Sum of compounding formulas for each instalment