An RD enables fixed monthly savings with guaranteed returns, compounding quarterly in Indian bank rules.
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/Recurring Deposit (RD) Calculator
Recurring Deposit (RD) Calculator
Calculate interest and returns on monthly recurring deposits in banks.
Recurring Deposit (RD) Calculator
Maturity Projections
Future Wealth Value₹0
Invested Principal₹0
Returns Earned₹0
What is a Recurring Deposit (RD) Calculator?
Calculate the maturity amount of your Recurring Deposit (RD). Enter your monthly savings, interest rate, and tenure to see your final maturity amount and total interest earned.
How to Use This Calculator
- Enter your primary figure—such as your gross salary, product price, or target investment amount—into the base input field.
- Adjust the sliders or type numbers directly into the fields to specify parameters like interest rates and tenure duration.
- Enter any additional applicable values, such as tax-saving deductions, extra fees, or custom contribution percentages.
- Review the instant breakdown results, evaluate the visual compounding charts, and download the full breakdown as a PDF report.
Example Calculation: Compounding Investment Example
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Investment Style | Monthly SIP |
| Monthly Contribution | ₹10,000 |
| Expected Return Rate | 12% per annum |
| Duration Period | 15 Years |
| Total Maturity Value | ₹50,45,760 |
RD Calculations & Compounding
Mathematical Formula:
Maturity Amount = Sum of compounding formulas for each instalment