/Mortgage & Real Estate

Mortgage & Real Estate

Analyze down payments, rent vs buy choices, property tax, and stamp duty.

Mortgage and real estate decisions usually involve comparing a large, irreversible purchase against renting or against prepaying faster. The US-style mortgage tools here (PITI, amortization) assume dollar-denominated loans; stamp duty is India-specific and varies by state, so always confirm your state's current rate before using the figure for budgeting.

Which Calculator Do I Need?

Calculating a US-style monthly mortgage paymentMortgage Calculator →Figuring out how much down payment you need to saveDown Payment Planner →Deciding whether to rent or buyRent vs Buy Calculator →Estimating property registration costs in IndiaStamp Duty Calculator →Seeing how extra payments shorten a mortgageMortgage Payoff Calculator →

Key Formulas

Monthly Mortgage Payment

M = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), plus taxes/insurance/HOA

Mortgage Calculator

Determine total monthly mortgage costs including home insurance, property taxes, and HOA fees.

Down Payment Planner

Determine monthly savings required to reach your target down payment for a property.

Rent vs Buy Decision

Compare financial outcomes of renting a property vs. buying with a mortgage over 30 years.

Stamp Duty & Registration Fee

Calculate state-wise stamp duty and registration fees for Indian property transactions.

INDIA SPECIFIC