/Personal Finance

Personal Finance

Map budgets, calculate net worth, model emergency funds, and plan for retirement.

Personal finance calculators here cover the handful of numbers worth checking in on periodically, not a one-time decision: your net worth, your emergency fund size, your retirement corpus, and whether a 50/30/20 budget leaves room for your goals. None require precision down to the rupee — the point is to get a realistic number and track its direction over time.

Which Calculator Do I Need?

Tracking assets minus liabilitiesNet Worth Calculator →Sizing your emergency fundEmergency Fund Calculator →Planning retirement or early retirement (FIRE)Retirement Planner →Building a monthly budgetBudget Planner (50/30/20) →Paying off multiple debts strategicallyDebt Payoff Calculator →Saving toward a specific goal amountSavings Goal Calculator →

Key Formulas

Net Worth
Net Worth = Total Assets − Total Liabilities
4% Rule (Retirement Corpus)
Corpus = 25 × Annual Expenses

Related Guides

How to Calculate Your Net Worth→

Inflation Calculator

Calculate the future value of money needed to match today's purchasing power due to inflation.

Savings Goal Calculator

Calculate exactly how much you need to save per month to reach a specific financial goal.

Budget Planner (50/30/20 Rule)

Divide your net income into Needs (50%), Wants (30%), and Savings (20%) to manage spending.

Net Worth Calculator

Track your personal financial health by mapping total assets against total liabilities.

Emergency Fund Calculator

Calculate how much emergency savings you need to survive unexpected job losses or medical crises.

Retirement Planner

Estimate the total retirement corpus you require to sustain your lifestyle after work.

Financial Independence (FIRE)

Determine your FIRE target number and target date to retire early.

Debt Payoff Planner (Snowball vs. Avalanche)

Map out the best debt payoff plan by comparing the Debt Snowball and Debt Avalanche strategies.

Section 80C Deduction Planner

Plan your tax savings under Section 80C (up to ₹1.5 Lakhs) across EPF, PPF, ELSS, Insurance, and tuition fees.

INDIA SPECIFIC

ROI Calculator

Calculate your Return on Investment (ROI) and annualized growth rate for any asset class.

Currency Converter

Convert between global currencies (USD, EUR, GBP, INR, etc.) using live exchange rates.