HRA exemption reduces your taxable income if you live in rented accommodation. The actual exemption is the lowest of three salary factors as per Section 10(13A).
/
/HRA Tax Exemption
HRA Tax Exemption
Calculate tax-exempt House Rent Allowance based on Indian Income Tax rules.
HRA Tax Exemption
Tax breakdown
Tax-Exempt HRA Amount₹0
Remaining Taxable HRA₹0
Frequently Asked Questions (FAQ)
How is HRA exemption calculated?+
Can I claim HRA exemption if I live in my own house?+
Is HRA exemption available under the New Tax Regime?+
What Is the HRA Tax Exemption Calculator?
Calculate the House Rent Allowance (HRA) exemption amount you can claim to reduce your taxable income and save on salary taxes under Indian tax rules.
How to Use This Calculator
- Step 1: Enter your Basic Salary
- Step 2: Enter your Dearness Allowance (DA)
- Step 3: Enter your HRA Received
- Step 4: Enter your Rent Paid
- Step 5: Select your Metro City
- Step 6: Review the instant results and the visual breakdown chart below
- Step 7: Adjust any value to compare scenarios, and download the full report as a PDF
Example Calculation: Typical Inputs for the HRA Tax Exemption Calculator
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Basic Salary | ₹60,000 |
| Dearness Allowance (DA) | ₹10,000 |
| HRA Received | ₹25,000 |
| Rent Paid | ₹20,000 |
| Metro City | Yes |
How HRA Exemption is Calculated
Mathematical Formula:
Minimum of: (1) Actual HRA received, (2) Rent paid minus 10% of (Basic + DA), (3) 50% (metro) or 40% (non-metro) of (Basic + DA)