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/New vs Old Tax Regime (FY 2025-26)

New vs Old Tax Regime (FY 2025-26)

Compare tax burdens side-by-side to find the optimal tax structure for your salary.

New vs Old Tax Regime (FY 2025-26)

Annual Gross Salary
Section 80C Deductions (PPF, EPF, ELSS...)Capped at maximum of ₹1.5 Lakhs. Only applicable under Old Regime.
Section 80D Deductions (Health Insurance)
Other Deductions / Rent HRA Exemptions

Tax breakdown

OPTIMAL SELECTION
Old Regime Tax0
New Regime Tax0

Frequently Asked Questions (FAQ)

What is the default tax regime in India?+

What is a New vs Old Tax Regime (FY 2025-26)?

Compare your tax liabilities under the new and old Indian tax regimes side-by-side to choose the most beneficial option and optimize your tax planning.

How to Use This Calculator

  1. Enter your primary figure—such as your gross salary, product price, or target investment amount—into the base input field.
  2. Adjust the sliders or type numbers directly into the fields to specify parameters like interest rates and tenure duration.
  3. Enter any additional applicable values, such as tax-saving deductions, extra fees, or custom contribution percentages.
  4. Review the instant breakdown results, evaluate the visual compounding charts, and download the full breakdown as a PDF report.

Example Calculation: Income Tax Calculation Example

This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.

ParameterSample Value
Gross Annual Salary₹15,00,000
Standard Deduction₹75,000 (New Regime)
Taxable Income Base₹14,25,000
Tax Due (New Regime Slabs)₹1,30,000
4% Health & Education Cess₹5,200

Old vs New Tax Regime Comparison Guide

Mathematical Formula:
Compare Old Slab Rate (with deductions) vs New Slab Rate (lower rates, zero deductions)

The New Tax Regime offers lower slab rates but removes standard exemptions (like 80C, 80D, HRA). The Old Tax Regime allows extensive deductions. Choose based on your investment profile.