Cost to Company (CTC) includes retiral benefits like Provident Fund (PF) and Gratuity. This tool separates your gross salary from these retiral benefits and tax deductions to estimate net monthly cash inflow.
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/Salary Breakup (In-hand)
Salary Breakup (In-hand)
Calculate take-home monthly salary after deductions for PF, Professional Tax, and Income Tax.
Salary Breakup (In-hand)
Tax breakdown
Estimated Net Monthly In-Hand₹0
Gross Monthly Salary₹0
Monthly EPF Pool₹0
Estimated Monthly Tax TDS₹0
What is a Salary Breakup (In-hand)?
Understand your salary breakup. Calculate your take-home pay, employee provident fund, and professional tax deductions from your gross CTC.
How to Use This Calculator
- Enter your primary figure—such as your gross salary, product price, or target investment amount—into the base input field.
- Adjust the sliders or type numbers directly into the fields to specify parameters like interest rates and tenure duration.
- Enter any additional applicable values, such as tax-saving deductions, extra fees, or custom contribution percentages.
- Review the instant breakdown results, evaluate the visual compounding charts, and download the full breakdown as a PDF report.
Example Calculation: Income Tax Calculation Example
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Gross Annual Salary | ₹15,00,000 |
| Standard Deduction | ₹75,000 (New Regime) |
| Taxable Income Base | ₹14,25,000 |
| Tax Due (New Regime Slabs) | ₹1,30,000 |
| 4% Health & Education Cess | ₹5,200 |
Understanding CTC, PF, and Take-Home Salary
Mathematical Formula:
In-Hand Salary = Gross Salary - Employee PF - Professional Tax - Monthly Income Tax TDS