Cost to Company (CTC) includes retiral benefits like Provident Fund (PF) and Gratuity. This tool separates your gross salary from these retiral benefits and tax deductions to estimate net monthly cash inflow.
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/Salary Breakup (In-hand)
Salary Breakup (In-hand)
Calculate take-home monthly salary after deductions for PF, Professional Tax, and Income Tax.
Salary Breakup (In-hand)
Tax breakdown
Estimated Net Monthly In-Hand₹0
Gross Monthly Salary₹0
Monthly EPF Pool₹0
Estimated Monthly Tax TDS₹0
Frequently Asked Questions (FAQ)
What is the difference between CTC and in-hand salary?+
Why is my employer's PF contribution not part of my take-home pay?+
What is professional tax and who pays it?+
What Is the Salary Breakup (In-hand) Calculator?
Understand your salary breakup. Calculate your take-home pay, employee provident fund, and professional tax deductions from your gross CTC.
How to Use This Calculator
- Step 1: Enter your Cost to Company (CTC)
- Step 2: Enter your Basic Pay (% of CTC)
- Step 3: Enter your EPF Contribution (%)
- Step 4: Enter your Professional Tax
- Step 5: Enter your Other Deductions
- Step 6: Enter your Tax Regime
- Step 7: Review the instant results and the visual breakdown chart below
- Step 8: Adjust any value to compare scenarios, and download the full report as a PDF
Example Calculation: Typical Inputs for the Salary Breakup (In-hand) Calculator
This table shows a realistic example calculation based on standard parameters. Enter your custom numbers in the sliders above to compare results.
| Parameter | Sample Value |
|---|---|
| Cost to Company (CTC) | ₹18,00,000 |
| Basic Pay (% of CTC) | 40% |
| EPF Contribution (%) | 12 |
| Professional Tax | ₹200 |
| Other Deductions | 0 |
| Tax Regime | new |
Understanding CTC, PF, and Take-Home Salary
Mathematical Formula:
In-Hand Salary = Gross Salary - Employee PF - Professional Tax - Monthly Income Tax TDS