/Free SIP & Investment Calculators

Free SIP & Investment Calculators

Track compounding returns, SIPs, fixed deposits, and tax-saver schemes.

Most investment calculators here answer one of two questions: how much will a recurring contribution grow into, or how much will a one-time amount grow into. The schemes differ — SIP, PPF, FD, NPS — but the underlying compounding math is consistent, which is why comparing their long-term outcomes side by side is useful before you commit money anywhere.

Which Calculator Do I Need?

Investing a fixed amount every month in mutual fundsSIP Calculator →Investing a one-time lump sumLumpsum Calculator →Deciding between monthly SIP or a lump sumSIP vs Lumpsum →Government-backed, tax-free long-term savingsPPF Calculator →Saving for a daughter's education/marriageSukanya Samriddhi Yojana →Planning your 401(k) retirement account (US)401(k) Calculator →Comparing the annualized return of two investmentsCAGR Calculator →

Key Formulas

SIP Future Value
FV = P × [((1+i)ⁿ − 1) / i] × (1+i)
Lumpsum / Compound Growth
A = P × (1 + r/n)^(n×t)
CAGR
CAGR = (Final Value / Initial Value)^(1/n) − 1

Related Guides

What is SIP and How Does It Work?→SIP vs Lumpsum Investment→How Compound Interest Works→

401(k) Calculator

Plan your retirement savings with employer match and compound growth for your 401(k).

TRENDING

SIP Calculator

Calculate potential wealth accumulation via monthly Systematic Investment Plans (SIPs) in mutual funds.

TRENDING

Lumpsum Calculator

Determine future value for one-time capital investments in compound growth assets.

Fixed Deposit (FD) Calculator

Calculate interest earned and maturity amount of bank Fixed Deposits.

CAGR Calculator

Compute the Compound Annual Growth Rate (CAGR) of an investment over a specific time horizon.

SIP vs Lumpsum Comparison

Compare regular monthly savings against a one-time lump sum to see which option generates higher returns.

Recurring Deposit (RD) Calculator

Calculate interest and returns on monthly recurring deposits in banks.

PPF Calculator (India)

Estimate maturity wealth and tax-free interest for the Indian Public Provident Fund.

INDIA SPECIFIC

Sukanya Samriddhi Yojana (SSY)

Indian government saving scheme planner for the girl child, offering tax benefits and high compounding interest.

INDIA SPECIFIC

NPS Calculator

Calculate pension values and lump sum payouts from the National Pension System.

INDIA SPECIFIC

Compound Interest

General purpose compound interest calculator with daily, monthly, quarterly, or annual schedules.

EPF Calculator (India)

Calculate interest and maturity balance of your Employee Provident Fund contributions.

INDIA SPECIFIC